Medicare
Part A (Hospital Insurance)
- Coverage: Inpatient care in hospitals, home health, skilled nursing facility, hospice
Part B (Medical Insurance)
- Coverage: Physician, outpatient hospital, home health, physical and occupational therapists, medically necessary services and preventative services, durable medical equipment
Part C (Medicare Advantage-MA)
- Coverage: Extends to private care while including all of Parts A and Part B.
- Costs broken down by plan
- Fall Open Enrollment period (10/15- 12/07) allows for switch into or out of plan
Part D (Prescription Drug Coverage)
- Coverage: Prescription drugs
- Stand-alone plans (PDPs) and Medicare Advantage plans (MA-PD)
Applying for Medicare Benefits
- Step 1: Choose option of coverage
Original Medicare (Part A and Part B) or Medicare Advantage Plan (Part C)
- Step 2: Decide if need for drug coverage
Medicare Prescription Drug Plan (Part D) or Medicare Advantage with Drug Plan (MA-PD)
- Step 3: Decide if supplemental coverage is needed; not needed with Medicare Advantage Plan
Source: The Official U.S. Government Medicare Handbook: Medicare & You, 2019
Visit www.medicare.gov for complete Medicare information